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About FSV Lab
Built by practitioners. Trusted by institutions.
FSV Lab was founded on a conviction: that the institutions shaping the future of finance need advisors who have operated inside the systems they seek to transform.
Our Story
From inside the bank to the advisory table
FSV Lab was founded in 2020 by technology leaders, banking executives and blockchain architects who built their careers inside the institutions they now advise. The team brings more than sixty years of experience across digital banking, payments, enterprise architecture, regulatory technology and innovation management.
The firm was created to fill a critical gap in advisory services. Many consultancies lacked hands on experience building and governing financial systems. FSV Lab bridges that gap with strategy grounded in technical depth and institutional insight.
Today, we advise banks, regulators, fintechs and enterprises across India, the Middle East, Southeast Asia and Europe.
Leadership
Institutional expertise at the helm
Prasanna Lohar
CEO & Co-founder
Prasanna Lohar is an award-winning CXO banker, digital architect and industry innovator with over 24 years of experience across engineering, management and innovation leadership. He has served in senior technology and innovation roles at banks and financial institutions, including as Head of Innovation & Technical Architecture at DCB Bank, where he led digital transformation, biometric-enabled banking innovations, omni-channel architecture and API management platforms.
He is the founder and President of the India Blockchain Forum, and has served as Blockchain Consortium Co-Chair with IAMAI and FICCI. His work spans technology strategy, digital identity, CBDC frameworks, tokenization and open banking architecture. He has advised institutions across banking, fintech, micro-finance, government and BigTech — operating at the intersection of technology governance, ecosystem collaboration and regulatory alignment.
Prasanna is a recognized keynote speaker at international forums and has been listed among the Top 50 CIOs, Top 50 Influential Leaders, Top 20 BFSI Leaders, Top 100 CISOs, and Digital Leader of the Year in the banking sector. He works closely with academia — including NITIE and IEEE — on blockchain adoption and skill development.
Advisory Council
Guided by leaders across finance, technology and policy
FSV Lab's advisory council includes senior practitioners from banking, central banking, regulatory bodies and technology institutions who bring governance-level perspective to our engagements.
Banking & Financial Services
Former CXOs and board members from commercial and development banks who bring institutional governance perspective.
Regulatory & Policy
Practitioners with experience in regulatory frameworks, supervisory technology and policy design across jurisdictions.
Technology & Architecture
Senior architects and CTOs with hands-on experience building enterprise-grade distributed systems and financial platforms.
Philosophy
How we think about advisory
01
Strategy without execution is incomplete
We do not deliver recommendations that cannot be implemented. Every advisory engagement includes a path to execution — with architecture, timelines and governance built in.
02
Technology serves institutions, not the reverse
We evaluate technology through the lens of institutional readiness, regulatory context and business impact — not hype cycles.
03
Trust is the foundational infrastructure
Whether designing identity systems, CBDC architectures or data governance frameworks — trust is the first design principle, not an afterthought.
04
Ecosystem thinking over siloed solutions
Financial infrastructure is multi-stakeholder. Our advisory accounts for regulators, banks, fintechs, consumers and technology providers as interconnected participants.
Global Network
Presence across markets that matter
Our advisory reach spans geographies where financial infrastructure is being actively designed, modernized or regulated.
India
Banking, UPI, DigiYatra, ONDC, CBDC pilots
Middle East
Central bank modernization, digital banking licensing
Southeast Asia
Open banking, cross-border payments, digital identity
Europe
MiCA compliance, digital euro frameworks, RegTech
Media & Recognition
Recognized across the industry
★
Top 50 CIO — Industry Recognition
★
Top 50 Most Influential Leader
★
Top 20 BFSI Leadership Award
★
Digital Leader of the Year — Banking Sector
★
Top 100 CISO Recognition
★
Top 50 Innovator — Blockchain & Fintech
Featured in Analytics India Magazine, DQ India, BW CIO, and recognized at global conferences including AIM Congress, BCrypt, India Fintech Festival, and ICC forums.
Work with practitioners who understand your institution
Our advisory is shaped by direct experience inside the systems we help transform. Let us bring that depth to your next strategic initiative.